Last Updated: July 6, 2026
These Terms of Use (“Terms”) govern your access to and use of compclaimhelper.com (the “Site”), operated by Comp Claim Helper. By browsing, reading, or otherwise using the Site, you agree to be bound by these Terms. If any part of them is unacceptable to you, your only remedy is to stop using the Site.
1. Disclaimer of Professional Advice and Liability
Comp Claim Helper is an independent, educational publisher. We are not a law firm, we do not employ attorneys writing on our behalf, and nothing on the Site is legal, medical, or financial advice for your individual situation.
- (a) No attorney-client relationship. Reading our content, submitting a contact form, or corresponding with us by email does not create an attorney-client relationship, a fiduciary duty, or any other professional obligation between you and Comp Claim Helper.
- (b) Educational purpose only. Our guides describe general patterns in how New York workers’ compensation carriers handle IME challenges, hearings, and treatment denials. They are not tailored to your claim, your carrier, or the facts of your case.
- (c) “As is” and “as available.” The Site and all content on it are provided strictly “as is” and “as available,” without warranties of any kind, express or implied, including accuracy, completeness, timeliness, or fitness for a particular purpose.
- (d) Absolute limitation of liability. To the fullest extent permitted by law, Comp Claim Helper, its owners, contributors, and affiliates will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or reliance on, the Site — including a denied claim, a missed deadline, or a decision you made based on our content.
2. Intellectual Property
All articles, headlines, graphics, and original text on the Site belong to Comp Claim Helper or its licensors and are protected by copyright and other intellectual property laws.
- (a) Personal use only. You may read, print, or bookmark pages for your own personal, non-commercial reference while managing your claim.
- (b) No republishing or resale. You may not copy, republish, redistribute, or sell our content, in whole or in part, on another website, in print, or in any other medium without our prior written permission.
- (c) No automated harvesting. Scrapers, bots, and automated crawlers — including those used to gather text for AI model training — may not access, copy, or reproduce Site content without our express written permission.
3. Third-Party Links and Referrals
The Site links to New York State agencies, insurer portals, and independent attorneys or claims advocates. We do not control those third parties, we do not vet every professional a reader might contact, and we are not responsible for the advice, service quality, fees, or outcomes associated with any third party you choose to engage. Any arrangement you enter is strictly between you and that third party.
4. Prohibited Uses
When using the Site, you agree not to:
- (a) Misrepresent your identity or impersonate another person or entity, including a licensed attorney or insurance professional.
- (b) Interfere with the Site’s normal operation, including through excessive automated requests or attempts to bypass security controls.
- (c) Use the Site or its content for any unlawful purpose, or in a way that infringes another person’s rights.
- (d) Submit false, defamatory, or abusive material through comment sections or contact forms.
5. Indemnification
You agree to indemnify and hold harmless Comp Claim Helper and its owners, contributors, and affiliates from any claim, loss, or expense — including reasonable legal fees — arising from your misuse of the Site, your violation of these Terms, or your interactions with any third party you contacted as a result of Site content.
6. Severability
If any provision of these Terms is found unenforceable by a court of competent jurisdiction, that provision will be limited or removed to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
7. Changes to These Terms
We may update these Terms at any time to reflect changes in our practices or applicable law. The “Last Updated” date above shows the current version. Continued use of the Site after an update constitutes acceptance of the revised Terms.
8. Contact Us
Comp Claim Helper
Email: [email protected]
Or reach us through our contact page.